Financial Best Buys

Our Financial Best Buys page is brought to you in association with Money Supermarket.
(when you click on 'Apply/Details' on this page a contribution is made to us, which helps with our running costs

Check Your Credit Online FREE! - Click Here

Credit Cards

0% Balance Transfer Cards

Card   Rate   Duration   BT Fee   Typical APR      Capital One BT Platinum Card   0%   Until 01/02/2010   3.0%   15.9%   Virgin Credit Card   0%   15 mths   2.98%   15.9%   Egg Card   0%   Until 01/01/2010   3.0%   16.9%   Barclaycard Platinum   0%   14 mths   2.9%   14.9%   Capital One BT Exclusive   0%   Until 01/11/2009   3.0%   15.9%

0% Purchase Cards

Card   Rate   Duration   Typical APR      Capital One BT Exclusive   0%   Until 01/11/2009   15.9%   Capital One Platinum Exclusive   0%   Until 01/09/2009   12.9%   Halifax One Online Special   0%   10 mths   15.9%   Bank of Scotland   0%   10 mths   15.9%   Capital One Low Rate Balance Transfer   0%   Until 01/04/2009   15.9%

0% Balance Transfer and Purchase Cards

Card Name   Intro Duration   BT Duration   Typical APR      Capital One BT Exclusive   Until 01/11/2009   Until 01/11/2009   15.9%   Capital One Platinum Exclusive   Until 01/09/2009   Until 01/09/2009   12.9%   Halifax One Online Special   10 mths   10 mths   15.9%   Bank of Scotland   10 mths   10 mths   15.9%   Capital One BT Platinum Card   Until 01/02/2009   Until 01/02/2010   15.9%

Cashback Cards

Card   Cashback      American Express Platinum Cashback   5% cashback for 3 months

Long Term Fixed Rate Cards

Card   Rate   Duration   Typical APR      Capital One Low Rate Platinum   6.5%   Fixed until 01/01/2011   15.9%   Capital One Low Rate Card   8.5%   Fixed until 01/08/2012   8.5%

Life of Balance Transfer

Card   Rate   Duration   BT Fee   Typical APR      Barclaycard Life of Balance   6.3%   Life of Balance      14.9%

Low Standard Rate Cards

Card   Typical APR   Interest Free Days   BT Fee      Barclaycard Simplicity   6.8%   56      Capital One Low Rate Card   8.5%   56   0.0%   Barclaycard Low Rate Special   8.8%   56   2.5%   Capital One Platinum Exclusive   12.9%   56   3.0%

Low Credit Score

Card   Typical APR   Interest Free Period      Barclaycard Initial   27.9%   56   Capital One Classic   34.9%   56   The Vanquis Visa Card   39.9%   56

Loyalty Reward Cards

Card   Loyalty Rewards      Thomas Cook Credit Card   Earn Travel Pounds everywhere you shop

These are a selection of best buy credit cards you can apply online for, now.

Loans

Standard Loans

Loan   Typical APR   Min Loan   Max Loan      Moneyback Bank Loan   7.8%    £7500    £15000   Halifax Personal Loan (Semi-exclusive)   8.6%    £7000    £13000   Bank of Scotland Personal Loan (Semi-exclusive)   8.6%    £7000    £13000   Alliance & Leicester Personal Loan   8.7%    £7500    £15000

Best Secured Loans

Loan   Typical APR   Typical APR   Min Loan   Max Loan      Platinum Exclusive Loan   7.5%   11.4%    £10000    £100000   Ocean Finance   9.6%   15.9    £10000    £25499

Impaired Credit - Car Finance

Loan   Typical APR   Min Loan   Max Loan      Creditplus Car Finance   17.9%    £2500    £25000

Current Accounts

Best Rate

Lender   Product   Interest (AER)   Min Balance   O/D Rate   O/D Buffer      ALLIANCE & LEICESTER PLC   Premier Direct Current Account   8.5%    £1   0.00%   n/a   LLOYDS TSB BANK PLC   Classic Plus Current Account   4%    £1   18.90%   n/a

Best Overdraft

Lender   Product   Overdraft Notes   Interest (AER)      ALLIANCE & LEICESTER PLC   Premier Current Account   0% for 1st 12 mths, then 50p a day max  £5 per mth   1%   FIRST DIRECT   1st Account    £250 Interest Free, then 15.9% EAR over  £250   0%

Best Packaged Accounts

Lender   Product   Interest (AER)   Min Balance   Service Charge      ALLIANCE & LEICESTER PLC   Premier 50 Current Account   8.5%    £1    £10 per month   HSBC BANK PLC   HSBC Plus   6%    £1    £12.95 per month.   CITIBANK   Citibank Plus Account   0.1%    £1    £10 per month.

Student & Young Persons Account

Lender   Product   Interest (AER)   Min Balance   O/D Rate      ALLIANCE & LEICESTER PLC   Premier 21 Current Account   10%    £1   0.00%

Over 50's Current Account

Lender   Product   Interest (AER)   Min Balance   Service Charge      ALLIANCE & LEICESTER PLC   Premier 50 Current Account   8.5%    £1    £10 monthly account fee.

Ethical Accounts

Lender   Product   Interest (AER)   O/D Rate   O/D Buffer      THE CO-OPERATIVE BANK PLC   Current Account Plus   0%   15.90%   n/a

Basic Banking

Lender   Product   Interest (AER)   Min Balance   Service Charge      THINK BANKING LTD 0800 074 4333   Think Banking Managed Account   2%    £1    £12.50 per month.

Savings Accounts

Fixed Rate Bonds

Provider   Account   AER   Notice Term   Min Investment      ICICI BANK   HiSAVE Fixed Rate Account   7.20%   1 Year    £1000   HALIFAX   Web Saver   7.00%   6 Months    £500   ICICI BANK   HiSAVE Fixed Rate Account   6.77%   2 Years    £1000   ICICI BANK   HiSAVE Fixed Rate Account   6.56%   3 Years    £1000

Easy Access

Provider   Account   AER   Bonus   Withdrawal Penalty      KAUPTHING EDGE   Instant Access Savings Account   6.55%   No   No   ICICI BANK   HiSAVE Savings Account   6.16%   No   No   SAINSBURYS FINANCE   Internet Saver   5.50%   No   No   ING DIRECT   Savings Account   6.50%   Yes   No   TESCO PERSONAL FINANCE   Internet Saver   6.50%   Yes   No   CITIBANK   Flexible Saver Issue 4   6.43%   Yes   No   ABBEY   Instant Access Saver (Special Issue 2)   6.30%   Yes   No   EGG BANKING PLC   Egg Savings Account (Internet)   6.30%   Yes   No   ALLIANCE & LEICESTER   eSaver - Issue 2   6.60%   No   Yes   HALIFAX   Web Saver Extra   6.00%   No   Yes   ABBEY   eSaver Direct   6.50%   Yes   Yes

ISA Accounts

Provider   Account   AER   Notice Period   Minimum Investment      HSBC BANK PLC   Cash e-ISA   6.25%   Instant    £1   ALLIANCE & LEICESTER   Easy ISA   6.00%   Instant    £1   FIRST DIRECT   cash e-ISA   4.50%   Instant    £1

Over 50's Savings

Provider   Account   AER   Notice Period   Minimum Investment      COVENTRY BS   50 Plus eSave (5)   6.25%   Instant    £1

Notice Accounts

Provider   Account   AER   Notice Term   Min Investment      WHITEAWAY LAIDLAW BANK LIMITED   90 Day Notice Account   6.26%   90 Days    £1000